How would you like to support your staff with the cost of living?

  • Improve financial health
  • Recruit faster
  • Retain longer
  • Increase engagement

Entry

£1.50

per enrolled employee/month

For teams who want to offer streamlined cost of living support

  • Visbility of income
  • Flexible pay
  • Build pots
  • Financial education
  • Benefits checker
  • International transfers
Our most popular plan

Standard

£3.00

per enrolled employee/month

For teams who who want to offer comprehensive cost of living support

Everything in Entry plus:

  • Pre-funded account
  • Live financial coaches
  • Supermarket discounts

Premium

£5.00

per enrolled employee/month

For teams who want to go above and beyond cost of living support

Everything in Standard plus:

  • 3 free streams
  • Premium discounts

Compare our features

Entry Standard Premium

Visbility of income

Pay, shifts, and spending – in real-time, in one place

Flexible pay

A flexible pay cycle that creates choice and control

Build pots

Wagestream puts money aside for you to build financial resilience

Financial education

Resources and articles, including access to StepChange

Benefits checker

A simple way to check for unclaimed state benefits

International transfers

Fairer rates on sending money abroad

Pre-funded account

Wagestream fronts the cost of all advances

Live financial coaches

Chat with a certified money coach in the app

Supermarket discounts

Up to 6% off at leading UK supermarkets

3 free streams

No fees on first 3 streams per employee per month

Premium discounts

Up to 30% off at leading retailers

Frequently asked questions

Wagestream is a charity-backed financial wellbeing app used by over 650,000 employees worldwide. We partner with businesses to let their staff track and instantly access their wages, build pots direct from their pay, and access financial education.

Our mission is to improve the financial resilience of all working people by providing financial products and services that give and don’t take.

If your company meets certain compliance criteria, the float for salary advances will be managed automatically by Wagestream.

If not, we provide you with a dedicated Wagestream bank account that you can deposit funds into as required.

Regardless, the same Wagestream processes ensure employees get paid and advances are reconciled.

No. Employee net salaries are paid via dedicated Wagestream accounts where advances and fees are reconciled before being forwarded (in seconds) to employees' personal bank accounts.

No. Wagestream does not provide loans and we do not share data with credit reference agencies. Salaries and advances paid via Wagestream are indistinguishable from direct payments from your company account.

To comply with AML regulations, we are required to conduct certain KYB and KYC checks on your company and its owners. This has been made fairly convenient and the entire onboarding process can be completed in around 15 minutes.

After you launch Wagestream in your workplace employees will be invited to download the Wagestream app.

You will be notified of employees that wish to enroll and any tasks that may be required to administer Wagestream for them.